Financial Ability

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Financial Ability

Family Class Sponsorship for those Residing in Canada (Excluding Quebec)

The financial ability for Canada Family Class Sponsorship for those residing in Canada (excluding Quebec) are as follows:

A sponsor must demonstrate a level of income that meets the minimum necessary income or low-income cut-off (LICO) for given family size, as established by Statistics Canada. The sponsor is freed from this requirement if:

Financial Ability

To determine if the sponsor’s financial ability is sufficient, one must deduct the following from the total family income:

The resulting amount must exceed the minimum income levels shown in this chart:
Size of Family Unit Minimum necessary income
2 Persons $37,708
3 Persons $46,354
4 Persons $56,280
5 Persons $63,833
6 Persons $71,991
7 Persons $80,153
Each additional person $8,148

If the Sponsor is unable to demonstrate a financial ability to provide for the essential needs of the immigrant, his or her spouse, common-law partner, or conjugal partner may act as a co-signer, if:

Minimum Necessary Income (MNI)

To sponsor their family members, some family sponsorship programs have a requirement that the sponsor must have a certain financial ability level to support both themselves and the family members they wish to sponsor. This is assessed by IRCC using the Minimum Necessary Income (MNI).

Calculate Family Unit Size

How to Calculate Family Unit Size

To determine the financial ability (low-income cut-off ) for sponsoring individuals to Canada, you need to consider the size of both your family unit in Canada and the individuals you want to sponsor. To calculate your family size, you must count:

For any changes or updates please contact Mr. Vikas – Founder of Total Visa Immigration for correct details.

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